Getting preapproved for a loan is the first step in the home buying process. It is very important to speak with a lender to make sure that you can get a loan and to find out how much you can qualify for. Many people assume they have great credit or that they can afford whatever they like. I recommend meeting with a lender before searching for homes, which can save a lot of time and effort in the long run. Besides, sellers want to see a preapproval letter submitted with the offer, so you will be one step ahead once you find a home that you really love.
I have been in the Real Estate business for years and during that time I have formed relationships with several lenders. A good lender can make a big difference when buying a home and in some cases they are able to save the transaction from failing. If you would like a lender referral, please contact me and I would be happy to guide you in the right direction.
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